Specialized insurance for churches

Insurance Coverage FAQs

• What types of religious organizations do you insure?

  We insure nearly all faiths and denominations, including churches, synagogues, mosques, temples and other faith-based organizations of all sizes.

• What coverages are available for my house of worship?

  We offer the following coverages for religious organizations:

  • General Liability
  • Automobile
  • Excess Liability
  • Property
  • Crime
  • Religious Counseling Services Liability
  • Sexual Abuse and Molestation Liability
  • Religious Expression Liability
  • Religious Organization Management Liability
  • Foreign Liability
  • Employment Practices Liability
  • Workers' Compensation
  • Missionary Travel & Accident
  • Broadcasting Liability
  • Security Enforcement Liability
• Do you provide coverage in all states?

  Almost! We insure worship centers and religious organizations in all states except Hawaii.

• Is Glatfelter Ministry Care right for our organization?

  Our coverage is designed for worship centers and organizations of all sizes, with or without multiple satellite locations. We also specialize in complex risks that many other insurers do not, such as special events, rock walls, daycares and Mothers' Day Out.

• How is the price of our coverage determined?

  Numerous factors influence the price of a religious organization's insurance quote. Glatfelter may quote a price based on:

  • Size of the building(s)
  • Size of the congregation or number of members
  • Claims history
  • Your location and common risks of that area
• How do I purchase insurance through you?

  We recommend working with your local insurance agent or broker to help you apply for coverage with Glatfelter. Any independent insurance agent is able to work with our programs. If you don't have an agent, or work with an agent contracted to a particular insurance company, just let us know and we'll be happy to help identify a good agent in your area. Find an agent here.

• Who is the primary insurance carrier?

  We are an AIG company with an A.M. Best rating of “A” (Excellent).

• Do you offer premium financing?

  No, but we do offer premium payments on installments based on the amount of your total annual policy premiums. Your local insurance agent can also help you find an appropriate premium financing company. There is no additional fee for paying on installments.

• Is Hired and Non-owned Automobile Liability coverage available?

  Yes, this coverage is available for anyone who qualifies. There is an additional premium charge for this coverage.